Belavista square, Herceg Novi, Herceg Novi, Herceg Novi Municipality, Montenegro. - Hero Image
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Belavista square
Herceg Novi | Herceg Novi Municipality

The Romance of

Private Living

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Niko Lakovic
Niko Lakovic
Presented At
€1,600,000
Bedrooms
3
Bathrooms
3
Living
2,132
SQFT
Fireplace
High Ceiling
Air Conditioning
Gas Stovetop
Terrace
Balcony
Water View
Mountain View
Panoramic / Scenic View
Renovated
Belavista square, Herceg Novi, Herceg Novi, Herceg Novi Municipality, Montenegro. - Photo 1
Belavista square, Herceg Novi, Herceg Novi, Herceg Novi Municipality, Montenegro. - Photo 2
Belavista square, Herceg Novi, Herceg Novi, Herceg Novi Municipality, Montenegro. - Photo 3
Belavista square, Herceg Novi, Herceg Novi, Herceg Novi Municipality, Montenegro. - Photo 4
Belavista square, Herceg Novi, Herceg Novi, Herceg Novi Municipality, Montenegro. - Photo 5
Belavista square, Herceg Novi, Herceg Novi, Herceg Novi Municipality, Montenegro. - Photo 6
Belavista square, Herceg Novi, Herceg Novi, Herceg Novi Municipality, Montenegro. - Photo 7
Belavista square, Herceg Novi, Herceg Novi, Herceg Novi Municipality, Montenegro. - Photo 8
Belavista square, Herceg Novi, Herceg Novi, Herceg Novi Municipality, Montenegro. - Photo 9
Belavista square, Herceg Novi, Herceg Novi, Herceg Novi Municipality, Montenegro. - Photo 10
Belavista square, Herceg Novi, Herceg Novi, Herceg Novi Municipality, Montenegro. - Photo 11
Belavista square, Herceg Novi, Herceg Novi, Herceg Novi Municipality, Montenegro. - Photo 12
Belavista square, Herceg Novi, Herceg Novi, Herceg Novi Municipality, Montenegro. - Photo 13
Belavista square, Herceg Novi, Herceg Novi, Herceg Novi Municipality, Montenegro. - Photo 14
Belavista square, Herceg Novi, Herceg Novi, Herceg Novi Municipality, Montenegro. - Photo 15
Belavista square, Herceg Novi, Herceg Novi, Herceg Novi Municipality, Montenegro. - Photo 16
Belavista square, Herceg Novi, Herceg Novi, Herceg Novi Municipality, Montenegro. - Photo 17
Belavista square, Herceg Novi, Herceg Novi, Herceg Novi Municipality, Montenegro. - Photo 18
Belavista square, Herceg Novi, Herceg Novi, Herceg Novi Municipality, Montenegro. - Photo 19
Belavista square, Herceg Novi, Herceg Novi, Herceg Novi Municipality, Montenegro. - Photo 20
Belavista square, Herceg Novi, Herceg Novi, Herceg Novi Municipality, Montenegro. - Photo 21
Belavista square, Herceg Novi, Herceg Novi, Herceg Novi Municipality, Montenegro. - Photo 22
Belavista square, Herceg Novi, Herceg Novi, Herceg Novi Municipality, Montenegro. - Photo 23
Belavista square, Herceg Novi, Herceg Novi, Herceg Novi Municipality, Montenegro. - Photo 24
Belavista square, Herceg Novi, Herceg Novi, Herceg Novi Municipality, Montenegro. - Photo 25
Belavista square, Herceg Novi, Herceg Novi, Herceg Novi Municipality, Montenegro. - Photo 26
Belavista square, Herceg Novi, Herceg Novi, Herceg Novi Municipality, Montenegro. - Photo 27
Belavista square, Herceg Novi, Herceg Novi, Herceg Novi Municipality, Montenegro. - Photo 28
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Belavista square, Herceg Novi, Herceg Novi, Herceg Novi Municipality, Montenegro. , Herceg Novi , Herceg Novi Municipality

Villa Belavista, Herceg Novi

Herceg Novi, Belavista square
  • luxury stone house with two business premises House area: 198sq m Plot area: 95m2 Bedrooms: 3 Bathrooms: 3 + toilet Two business premises Family stone house in the center of Herceg Novi Old Town, in front of the Archangel Michael Church on Bellavista Square.
The house has been carefully renovated and maintained, with the total area of 198m2. The house is built on three levels. Ground floor: two business premises, one with its own bathroom and the other with a toilet. The total area of business premises is 55m2 First floor: three bedrooms and one bathroom Second floor (attic): spacious living room with kitchen, dining room and a spacious terrace overlooking the square, the church of St. Archangel Michael and the sea. The house is for sale furnished, with the exception of certain pieces of furniture and personal items. Belavista Square, positioned in the very center of Herceg Novi Old Town, is officially called Herceg Stefan Square, the Bosnian king after whom also Herzegovina was named, as part of the area he ruled. The orthodox Church of St. Archangel Michael, located in the middle of Herceg Stefan square, right in front of the house and surrounded by palm trees, was built during the Austro

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Estimate your monthly payments for this property

€
%
€100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.

Market Opinion

Our perspective on current market conditions in Herceg Novi. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis
International luxury real estate typically appreciates steadily over time.
65
Buyer Score
Estimated regional appreciation: 4% annually
Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $160,000,000 20% down ($32,000,000)

Investment Perspective
$ $ $
$1 → $1.36
Every dollar invested today could become $1.36 in 10 years
$100 → 136 $1,000 → $1,362
+$13,749
$13,749/day
Your home may appreciate while you sleep
$96,506/week $418,192/mo $5,018,298/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$281K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential 8% advantage over stocks
RENT 💸 -$88.0M
vs
OWN 📈 +$124.9M
$124.9M Potential Equity
vs $88.0M lost to rent over 10 years
$32.0M Down Payment Growth
3.9x
10yr
$124.9M
8.1x
20yr
$258.6M
12.6x
30yr
$404.1M
Wealth Comparison
×962
Equivalent to 962 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $404.1M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
15.3
years
Optimistic
4.62% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $188.4M +18%
Market $217.9M +36%
Optimistic $251.4M +57%
$124.9M est. equity
20 Years
Conservative $221.9M +39%
Market $296.7M +85%
Optimistic $395.1M +147%
$258.6M est. equity
30 Years
Conservative $261.3M +63%
Market $404.1M +153%
Optimistic $621.0M +288%
$404.1M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

This house at Belavista square, Herceg Novi, Herceg Novi, Herceg Novi Municipality, Montenegro features 3 bedrooms with 2,132 square feet of living space.
This property offers 2,132 square feet of living space.
This property is listed at $160,000,000, which equals $75047 per square foot.
Based on current market indicators, Herceg Novi shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.
This is a house located in Herceg Novi, Herceg Novi Municipality. The property is situated in an established neighborhood with convenient access to local amenities and services.
Niko Lakovic

Niko Lakovic

Montenegro Sotheby's International Realty

License #-7377

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